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Business Internet Banking

First Trust National’s Business Internet banking system offers you 24-hour access to view, monitor and manage your First Trust National personal and business accounts.

Secure Access Login

USSD confirmation is required for login ensuring more security and no costs. The Transaction is initiated by the bank and a One Time Pin (OTP) is also available for international users to access the platform.

Security when transacting

You have additional security for ‘high risk’ transactions and confirmation of all transactions through the account will be smsed to the account owner. Any sim-card swops will be detected by the system and the Super-users have access to amend the daily profile and account transaction limits. The First Trust National App allows you to transact on your mobile phone or tablet securely.

Authorisation/s required for transactions

You have a choice to set authorization parameters either to have one person or two authorizers with the option to create and assign rights for the sub-users to access the system. You can even go a step further and set up separate signatory levels for the creation and maintenance of beneficiaries on each account profile. Up to two Super-users have the option to perform the administrator functions together or alone; and also perform transactions without authorization. Sub-users can be allocated specific functions only.

Fast and Easy Payments

If you are travelling abroad for business or leisure purposes, you can purchase traveller’s cheques directly from us. These are a secure alternative to cash for all your travel-related spending and they’re available in a wide choice of currencies.

  • Once-off payments can be made to beneficiaries not registered on the profile with the option of saving them for future use

  • Multiple and Group Payments
    A user can create up to 20 payments on one screen with an option of saving this as a group for future use and date.

  • Batch Payments
    A user can pay up to 1000 beneficiaries at once and you can choose to see consolidated or individual payments on your statement. The platform is compatible with files from payroll systems.

  • Credit Card integration
    Transfers and payments can be made to and from Fordmerchant Credit Cards and the available balance will reflect on the profile.

Information at your fingertips

The main contact person will receive notifications and alerts via SMS or email when payments are done or for incoming funds and can also receive reminders for recurring or future-dated payments. Statements in different formats are available for downloads for transactions from 1 April 2010. You can also choose how you would like to receive your proof of payments either by SMS or email at the time of making the payment or later stage.

SARS eFiling

SARS eFiling payments can be authorized for future date.

Please take note of the cut-off times:

Monday – Friday: 13:30

Not available on weekends and public holidays.

Mobile Application

The APP is compatible with Android versions 4.1 and above, Samsung, Huawei, Sony, HTC etc; iOS versions 6.0 and above, Apple iPhone

  • Mobile Application Functions

  1. Available for Individual and business
    1. Check balances
    2. View last 10 transactions per account
    3. Pay existing beneficiaries or do once-off payments (predefined or own)
    4. Internal transfer
    5. Create future dated payments and recurring payments
    6. Pay beneficiary from Credit Card and internal transfer to/ from Credit Card
    7. History of Internet Banking payments
    8. View transaction limits
    9. View security questions
  2. Business – Super user/ sub user
    1. Authorise/ Reject – beneficiary payments and transfers or predefined beneficiary payments or changes to recurring/ future dated payments and beneficiary created/ amended by user

  • Mobile Application Functions – Restricted No access to:

  1. Change password
  2. Beneficiary Group Payments
  3. STP’s (Immediate payments)
  4. Amend recurring/ future dated payments
  5. Create or amend beneficiaries
  6. User management (create or authorise)
    • Create/ Amend/ Delete Users
    • Change User Access
    • Reissue passwords
  7. Account management (create or authorise)
    • Setting Signature Levels
    • Creating account nicknames
    • Create or authorise
      • Batch payments
      • Secure messages
      • Beneficiary signature levels

  • Intuitive, Search & Sort

Some added additional features are, being able to

  1. Sort transaction history per date, amount
  2. Search payments per beneficiary, amount, account, date
  3. Search account numbers
  4. Recreate payment from payment history
  5. Create a Simple Batch payment (function has been simplified)
  6. Grant user access for many accounts simultaneously
  7. Send secure instructions to the bank e.g. stop and dispute debit orders, order cheque books
  8. And more….

First Trust National | An Authorised Financial Services and Credit Provider. | © Copyright First Trust National